Expense Makes Health Insurance Unaffordable
4:15 PM | Author: Gilaster
By Ethan Kalvin

The continued skyrocketing of the costs of health insurance coverage is now completely out of the reach of millions of citizens. Promises of medical advancements that will keep us alive longer mean nothing if we can't afford to buy the cure. The chasm between those who can and can't afford health care is growing, and many wonder when it will all stop.

High health care costs are debilitating for many. But just as big a problem is the fact that many don't understand how health insurance components work and how we can make them work for us. Many don't understand the deductible system, and how or when it resets itself. Many can't describe the difference between a PPO and an HMO. The expenses alone are enough to distract us, but the fact that there doesn't seem to be a place to go to sort it all out and get clear answers is even worse.

We all know about the FDA and their role in testing drugs and medical equipment before they can be released to the market. We understand that medical practitioners need to be paid for their services to us, but we also feel like we are being taken advantage of with excessively high costs. Insurance companies seem to make more and more money while we feel blindsided by the onslaught of new medications on the market. And doctors keep writing prescriptions as though that will really solve the problem.

Each year, the number of new drugs approved by the FDA is astounding. Escaping these medications is just not possible. We are bombarded with advertisements on TV, radio, internet and billboards every way we turn. How many new products do we need which are supposed to do basically the same thing as last year's new product?

It is no secret that millions of Americans are struggling to take care of their bodies both mentally and physically. We have let this necessity slip right through our unsuspecting hands. Paying for health care is no longer a choice; for many of us, it simply is not an option. Undoubtedly, we will continue to struggle. As for the middle class and the poor, it seems we have all accepted that if we cannot pay for our health care in a traditional way, we will be paying for it with our lives. - 20761

About the Author:

|
This entry was posted on 4:15 PM and is filed under . You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

0 comments: